Today Crypto News: Loan will be available against crypto from 2025, know which tokens will be valid

From 2025, people will be able to take home loans by keeping crypto like Bitcoin, Ethereum, or Solana as security. Yes, that’s right. Crypto is not just for trading anymore. In today crypto news, this big update is coming straight from the US housing market. The Federal Housing Finance Agency (FHFA) has shared plans to allow crypto mortgage options starting next year. This could change the way people use digital assets around the world including in India.

Today crypto news on financial system

Crypto has always been treated as a risky investment, used mostly for trading and speculation. But now, it is slowly becoming a part of the real financial system. The US government is working on rules to allow crypto in mortgages. This means digital tokens like Bitcoin, Ethereum, and Solana may soon be used as real assets to get home loans.

Once crypto becomes part of the official loan system, it will bring more trust and wider usage. The world will start to see crypto as a serious financial tool not just a digital gamble.

Loan against crypto gets green signal

In a major step, the Federal Housing Finance Agency (FHFA) has asked mortgage giants like Fannie Mae and Freddie Mac to prepare for this change. These companies are leading players in the home loan industry in the United States.

This move is meant to start a system where people can take a loan against crypto holdings. If everything goes well, this new model will begin from 2025. It’s a slow process, but the first steps have already been taken.

Crypto mortgage 2025 plan in action

Crypto mortgage 2025 system for loan against crypto

This new system is being called the crypto mortgage 2025 plan. It will allow people to use selected tokens like Bitcoin, Ethereum, and Solana as mortgage assets. This means if someone wants to buy a house but doesn’t have traditional assets like land or gold, they can use crypto instead.

It’s a smart way to include the new generation of investors who have grown up in the world of digital money. These people have invested in crypto for years and now they can finally use it in real life.

Bitcoin Ethereum Solana home loan possible

This is a golden chance for those who have Bitcoin, Ethereum, or Solana in their digital wallet. These are the main tokens being looked at for this program. The Bitcoin Ethereum Solana home loan option could make buying a house easier for many investors.

Until now, these tokens were only useful inside crypto apps or for trading. But in the future, they may help someone get a house. This is a real-world use case that brings crypto closer to our daily life.

Today crypto news may shape global market

This update is not just for America. It has global importance. Whenever the US makes a big financial move, the rest of the world takes notice. Countries like India may also start thinking about how crypto can be added to official finance systems.

So, this today crypto news is much more than a headline. It’s a sign that crypto is moving from the sidelines into the center of the financial world. It might take time, but it’s clearly happening.

Market experts on crypto in financial system

Even though the news is positive, the market hasn’t reacted with a big jump yet. Bitcoin is currently trading around ₹10,75,44 and may go down to ₹10,649 or ₹10,470.8 in the short term. Experts believe long-term investors will benefit most.

They believe this is just the beginning. Once the system is in place and trusted, more banks and more tokens could be added. It could bring a fresh wave of value to the crypto market and change the entire crypto in financial system structure.

Impact of crypto mortgage 2025 in India

This plan is still under development in the US, but its effect may be seen in India soon. Right now, Indian banks don’t accept crypto as loan security. But that could change if the crypto mortgage 2025 idea becomes successful in America.

India’s finance ministry and Reserve Bank may have to look at this model seriously. If home loans using crypto become normal in the US, India will be under pressure to catch up. Investors here are also waiting for clear rules.

Digital future with loan against crypto

There was a time when crypto was seen as unsafe and uncertain. But slowly, things are changing. Regulations are coming. Governments are taking interest. And now, real use cases are being created.

The launch of the crypto mortgage 2025 plan proves that crypto is no longer just a digital token. It’s becoming a trusted financial tool one that may soon sit alongside gold, land, and bank deposits in the loan approval process.

Today crypto news shows the future

The big takeaway from today crypto news is simple: the digital world is becoming real. If everything goes as planned, 2025 could be the year when people take loan against crypto. This is a big win for the crypto industry.

Tomorrow, we might see insurance, EMIs, and even credit scores linked with crypto assets. The crypto in financial system will be more than a concept it will be a normal part of life.

FAQs

What is today crypto news about loans against crypto in 2025
Today crypto news confirms that from 2025, Bitcoin, Ethereum, and Solana may be used to get home loans in the US. These tokens will be treated as valid mortgage assets.

How will the crypto mortgage 2025 system work
The crypto mortgage 2025 system is a new plan by FHFA. It allows people to use selected crypto tokens like Bitcoin or Ethereum as loan security. It is expected to begin in 2025.

Will Indian banks allow loan against crypto in future
Not yet. But if this crypto mortgage 2025 system works in the US, Indian banks may also start exploring the idea. Investors in India are waiting for rules and approval from RBI.